Do you know what insurance coverage you actually have? Unfortunately, most people only get the state minimum coverage and forget about it until they have a car accident. As uninsured motorist accident attorneys, we see car wrecks every day. In many cases, drivers and passengers cannot get their damages paid because the other driver did not have insurance and they did not have uninsured or underinsured motorist coverage on their policies. A common myth among people is “full coverage” includes uninsured motorist coverage, but it does not.

Georgia Car Crash Lawyer Explains Why You Need U.M. Insurance

If you have any questions regarding your car insurance policy, or if you had an uninsured motorist accident, reach out to the McArthur Law Firm. We deal with these types of cases every day. We will review your policy, investigate the accident and pursue the other driver at fault. Our attorneys want to help you gain the maximum amount of recovery possible. With offices in Macon and Atlanta, we provide legal services to drivers involved in underinsured or uninsured driver accidents. We help clients throughout Georgia, including Albany, Columbus and Atlanta. We also represent Savannah, Augusta and Warner Robins residents in car accident claims.

Does Georgia Require Uninsured Motorist Coverage?

Georgia requires that insurance companies offer UM coverage in every policy, but the law allows policyholders to waive this coverage. Oftentimes, people purchasing insurance do, in fact, waive UM coverage. They could do so either inadvertently (because they just sign a bunch of paperwork without carefully reading it) or because they are concerned with the cost of the premiums.

As car accident lawyers, we see many cases where a person did not realize their coverage would not include their own and their passengers’ personal injuries if the other motorist at fault had no insurance, or if their coverage was inadequate. If the other driver had only the minimum amount of insurance and caused a brain injury or spinal cord injury, the coverage amount will almost certainly not be enough to protect the people harmed.

Purchasing UM coverage is the only way to protect yourself and your passengers after a car accident with an uninsured motorist. It could otherwise leave you uncompensated for medical bills and other harm.

Need A Car Wreck Lawyer To Review An Uninsured Motorist Accident And Your Insurance Policy?

When you come in for your free consultation after a car wreck, bring your own insurance policy and any other information you may have. This may include the police report of the crash and the other driver’s insurance information (if it exists and if you were able to get the policy name and number). We will discuss your legal options for your own insurance policy, for the other driver’s policy and for a possible personal injury lawsuit. After your free consultation, you are under no obligation to hire our firm.

We do not back down in tough cases. We represent clients involving claims for UM coverage. If in doubt about a policy before or after an accident, contact us. We will look at your policy and explain what coverage is available to you and what that coverage means. Call 404-565-1621 or fill out our online car wreck form to have someone from our office get back to you. We practice nationwide.

More Car Accident Resources

If you’d like to learn more about how McArthur Law Firm handles car accident cases, read our informative articles on the subject below. We explain all the different types of car wreck cases we represent.

About our firm

Case results

Truck Accident

$20 MILLION
Verdict

Car crash

$15 MILLION
Verdict

Traumatic Brain Injury

$10 MILLION
Settlement
Read more Case Results

Free Consultation

Use the form below to request a free consultation with one of our attorneys.

All fields required. Use of an online form does not constitute an attorney-client relationship.
This field is for validation purposes and should be left unchanged.

Client testimonials

Mr. Josey and the staff at McArthur law firm handled my case with professionalism and precision.

I live in the Albany area and Mr. Josey made time to come sit with me and listen to my cares and concerns pertaining to the case. I was given the best insight and advice along the way. I highly recommend this team.

Monique M.

The McArthur Law Firm gave me exceptional service from beginning to end. The entire staff is very caring and helpful. You feel welcomed as you walk in the door. I would not hesitate to use them again or refer them to anyone I know as the best Attorneys in Macon, Ga.

Melanie D.

In September 2019, my mom and sister suffered a horrific accident with a tractor trailer taking the life of my sister. Overwhelmed with shock and grief, my family and I didn’t know where to start with recovery. A relative researched and referred McArthur Law Firm after finding credible reviews for their trustworthy professionalism. I can’t speak enough of selecting Attorney Jessica Edmonds. She was our beacon of hope at time we felt limited. Jessica took the time to understand the unfortunate mental, emotional and physical trauma my Mom was dealing with. She thoroughly investigated and identified the root cause of what happened on that fatal day. More importantly, we able to just focus our attention on her healing plan. She successfully reached a fair settlement in a short time. We appreciate her and the McArthur Law Firm staff’s friendly, knowledgeable and responsive service. I highly recommend Jessica Edmonds for anyone seeking genuine representation and impeccable service! My family and I are eternally grateful. Thank you, Jessica.

Teresa S.
More client testimonials

Nationally Recognized

Our Fouding Attorney, Katherine L. McArthur, was featured on the cover of Super Lawyers Magazine in February of 2024.
Read full cover story

Board Certified Specialist

Attorney Katherine McArthur is dual board-certified in Civil Practice Advocacy and Civil Trial Law by the National Board of Trial advocacy.
About specialization